HVAC Financing In Houston, Katy, Sugarland, The Woodlands, Cypress, TX and Surrounding Areas
Offers/terms received are personalized based on loan amount, credit profile, borrower income, lender criteria, and other factors.
If you are not pre-qualified, you will be notified immediately. You may refer to messages from Acorn Finance or its lender partners for more information about the decision. You may re-apply for a different amount, to add a co-borrower, or after unfreezing your credit file.
Acorn Finance is not a lender but partners with lenders to make loans available. Acorn Finance is available online in the United States via internet-connected smartphones, tablets and personal computers nationwide except for MA, MD, NV, RI, VT, WV.
The lenders on Acorn Financeās network donāt charge any penalties for early repayment. Some lenders charge an origination fee or other closing costs between 1-8%, and may deduct that fee from the loan amount or increase the loan amount to include the fee. No-fee options are clearly highlighted on the offers page in the application flow.
Annual percentage rates on loans with our partner lenders range between 4.49% and 35.99% and terms range between 2 and 12 years. Rates as of 3/4/2022. Advertised rates and terms are subject to change without notice. 3Funding times may vary.
For illustrative purposes only, if you request $10,000, you could get a total loan of $10,000 with an 8.94% interest rate and $0 fees (note, if the lending partner charges an origination fee, it will increase the APR). You would receive $10,000 with 84 payments of $161. Actual rate and maximum loan amount are determined solely by the lender, which may differ from this example and depend on loan purpose, amount, term, length, and your credit profile. Loan closing contingent on final credit approval, verification of income, and other criteria established by the lender and your acceptance of all agreements and disclosures. Pre-approvals use a soft credit pull, which does not impact credit score; however, lenders will conduct a hard credit pull when you express interest in an offer and this could impact your credit score. This information is presented without warranty or guarantee of the availability of any loan.
At participating franchises only
* Credit and loans provided by Regions Bank dba EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. 17.99% fixed APR, effective as of February 2022, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days. Repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after funds are disbursed. 
*Credit and loans provided by Regions Bank dba EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. 6.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed.
* Credit and loans provided by Regions Bank dba EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. 17.99% fixed APR, effective as of February 2022, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Interest waived if repaid in 365 days. Repayment terms vary from 24 to 132 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 365 days after funds are disbursed. *Credit and loans provided by Regions Bank dba EnerBank USA, Member FDIC, (1245 Brickyard Rd., Suite 600, Salt Lake City, UT 84106) on approved credit, for a limited time. 6.99% fixed APR, subject to change. Minimum loan amounts apply. Interest starts accruing when funds are disbursed. Repayment term is 60 months. Actual loan term may be shorter if less than the full approved amount of credit is used. First monthly loan payment due 30 days after funds are disbursed.
